Investment Ideas for Newlyweds, by Edward Jones

27 Miracles sometimes comes across good articles that will help brides to be and newlyweds.  Today I came across this article that Bradley Rees, Financial Advisor for Edward Jones shared with me.  The article has some very good points.  Take a moment and read it!  It will make you think as the  two of you are about to share a life together that includes not only your new pots and pans and towels and linens, but your finances as well.

Investment Ideas for Newlyweds

June is a popular month for weddings. If you’re getting married this month, you have a lot to think about, but after the wedding — well, you’ll have even more to think about. And one of those topics should be your investment strategy. In these days of economic uncertainty, it’s important that you and your spouse make investment decisions today that will help you reach your long-term goals.

Of course, the investment process can seem confusing to just one person, so you might think it will be twice as difficult for the two of you. But that’s not necessarily so. You can launch an investment strategy that can serve you well throughout your lives together by following these few basic steps:

Identify your goals. When you start out, you may have short-term goals, such as saving enough for a down payment on a house. As you move through the years, your goals will become longer-term in nature. For example, if you have children, you might set a goal of helping them pay for college. And you will need to establish a goal of saving for retirement. Your first step toward achieving all these goals is identifying them.

Commit to regular investing. When you begin your careers, you and your spouse may not have a lot of disposable income, but you still need to commit yourselves to putting aside some money each month — even if it’s only a small amount — for investment purposes. If you each have an employer-sponsored retirement plan, such as a 401(k) plan, contribute as much as you can afford.

Reconcile your investment styles. You and your spouse may have different orientations toward investing. By nature, you might be an aggressive investor, while your spouse could be more conservative, or vice versa. This divergence does not have to be a problem, but you should communicate your preferences clearly to each other when choosing investments together. If you and your spouse each compromise a bit, you can come up with a joint portfolio that works for both of you. At the same time, when you each have an account, such as a 401(k), you may not want them to look alike by containing duplicate investments. Instead, consider building portfolios that complement each other and that can help fill in any gaps that exist in your joint investment strategy.

Be co-managers. You probably know many married couples in which one spouse handles all the finances and investments. This isn’t necessarily a good model to follow. You and your spouse will benefit if you both are familiar with your investment situation and capable of making decisions. Nobody knows what the future will hold, and if one spouse suddenly finds himself or herself in charge of the family finances, with no preparation, it can lead to troubles.

By following these suggestions, you can make long-term investing a rewarding part of your marriage. And the sooner you get started, the greater those rewards can be.


Provided by Bradley Rees

 Rees, BradleyÑ04/30/13Ñ323994

 27 Miracles


The Brilliance of Simon T. Bailey and His Vujà Dé Moment

By Rosie Moore, MBC™, 27 Miracles Wedding Consulting, Windermere, Fla.  Takes great pleasure in telling a a happy couple’s unique story through their wedding ceremony and reception.  Moore, who is also a registered legal nurse, is a certified travel agent for Cruise Brothers and certified Sandals specialist able to help couples with their travel needs.  She is bilingual in Spanish and a certified Berlitz translator.

Attendees at this year’s Business of Brides are in for a “brilliant” time with keynote speaker Simon T. Bailey. Bailey is the master of brilliant thinking and has shared his message with more than one million people worldwide. “When you reach a point that you are uncomfortable with life, change or be changed. Brilliant people focus on relationships and create experiences,” he says. SimonTBailey_2013

Bailey is the founder of the Brilliance Institute, a consulting firm that has worked with more than 400 Fortune 1000 companies—driving productivity, increasing accountability, sparking creativity, and winning the race to innovation. He is also the author of Release Your Inner Brilliance and The Vujà dé Moment! Shift from Average to Brilliant. His personal goal is to inspire 10 percent of the seven billion people on the planet to release their inner brilliance and create the future, a goal that means his keynote at annual conference will inspire attendees to get up and pursue their dreams. Wedding Planner Magazine recently caught up with him and asked him to share his insight.

WPM: You are known for being a compelling business thought leader in the wedding and event industry and a teacher of how to creatively release leadership and organizational brilliance. What are the qualities of a good leader?
Bailey: A good leader is a good listener, a life-long learner, a person who leads from a servant mindset, not just someone who tells people what to do. It is someone that can make people the best they can be.

WPM: Are leaders born, or can they be developed?
Bailey: Leaders can be developed with proper attitude and a willingness to submit the need to be right. They have to be self-aware. A leader has to have the willingness to want to get better. It is a process in the making.

release your brilliance hc c

WPM: Does everyone have an inner brilliance? If so, how can they unlock it?
Bailey: Yes, everyone has an inner brilliance. To find it, they need to ask four questions:
Where have I been?
Why am I here?
What can I do?
Where am I going?
They need to create an action plan, and get up and pursue the dream they have.

WPM: How many people achieve this inner brilliance?
Bailey: Less than 10 percent achieve inner brilliance. Because inner brilliance requires deeper work and consistent follow up, some people start and stop. Some get close and stop, because they think it’s not worth it so they quit. You have to believe in it.

WPM: What is a vujà dé moment?
Bailey: A vujà dé moment is when a person decides to create his or her own future instead of waiting for the future to be created. It is a twist on conventional wisdom. It is making the shift from average to brilliant. It’s when you wake up from the deep hibernation of average living and of waiting for things to change. It’s a feeling of confidence about what lies ahead.


WPM: What is the Brilliance Institute? How do you enroll? What are the benefits and costs?
Bailey: The Brilliance Institute is a consulting company with an online college curriculum. Harrison College is an online leadership program that will provide high potential professionals with powerful leadership competencies to navigate their careers. Students receive techniques to make them brilliant at work and life. You can enroll at You will benefit by learning how to move an organization forward. The curriculum will show you how to embrace change and create breakthroughs. It is a six-week course online, and the cost is $1,997.

WPM: What advice do you have for planners wanting to be successful?
Bailey: For planners wanting to be successful, I recommend they create a board of directors—not with planners but with other wedding vendors and people outside their industry. This helps create ideas on what may work in a different wedding market/industry other than planning. ••

Meet Simon T. Bailey

Reference Original Article in Wedding Planner Magazine:

Simon Bailey

27 Miracles

Amanda and her Angela Nuran Shoes at the White Room In St Augustine

Amanda knew that on this very important day she was not skimping on the comfort of her shoes as she danced the night along!  Amanda decided to purchase the Angela Nuran Shoes called Astoria.  She was happy with not only being in comfort, but that 10% of the proceeds would go to Brides Against Breast Cancer.

Not even the rain in St Augustine was going to stop this pretty bride! As you can see her walking down the street to her ceremony, dodging the rain, then dancing the night away on the roof top of the White Room!!


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Congratulatiosn to Amanda and Benjamin on their wedding Day!!!


27 Miracles

Angela Nuran Shoes

The White Room